While I am genuinely saddened by the turn of business, and empathetic to your losses, I take no responsibility.
As I remember, I was told you were unable to pay the settlement at the time of divorce, yet you were able to go out and purchase properties on Lake Washington. (I gave you the benefit of the doubt.) I can’t help but think that you would have one less creditor if you would have made the choice to pay off our settlement prior to the land purchases. And saved several thousand in life insurance premiums.
While I love and admire your parents unconditionally, I hope their love for me is not based on our financial situation. You have earning power. I have only my investments to help me maintain my lifestyle for the next 40-50 years. While I have no regrets regarding our split, I am on my own financially with no other support. I will take the $200,000.
And I feel you should be able to pay out 100% over your $120,000 salary (maybe with a cap of $500,000) annually until the debt is paid. $120,000 seems a very generous salary and then you get to add that to your spouse’s income. I should think that will enable you to live the lifestyle you are accustomed to or at least close (and know that it can only get better when the debt is paid).
I will add on the interest as what other means are there for hoping you may prioritize your payment to me? I am not your investor any longer. Your payment to me is relatively minor compared to your other debts and I would like you to just pay it off and be done!